Elder law refers to the practice by attorneys, like us, that help seniors and their families with a variety of needs which may include asset protection, long term care planning, estate planning, and healthcare or Medicaid or other state or Federal aid eligibility. Some issues that may be included in discussion are:
- Medicare, Medicaid, Social Security benefits, veteran’s disability benefits and other government benefit programs
- Powers of Attorney which provide a person with the ability to make financial decisions on another person’s behalf and which allow a person to apply for benefits on behalf of another person.
- Health Care Surrogate Designations which specify the persons that one appoints to make medical decisions in the event that a person is incapacitated and unable to make their own medical decisions.
- Wills, trusts, and other estate planning which enables a person to direct where their assets will go upon death in the most cost effective manner and to protect those loved ones that may need further care and supervision over their money matters such as the appointment of trustees over a trust established for minors.
- Special Needs Trusts which are a particular type of trust specifically created to address the protection and needs of a beneficiary that has special needs and may already be receiving social security disability or other disability benefits in order to allow for the supplemental needs of that individual that his or her benefits does not cover but the properly created and administered trust prevents the individual from losing their benefits that are in place or that they might qualify for in future.
- Care Contracts which are contracts between the person needing assistance and a person that shall serve as caregiver which enable an individual to secure their care and pay in advance for that care according to a formula based on their actuarial life expectancy.
- Care Contract Trusts are specific trusts that go hand in hand with care contracts and allow for the pre-payment of services agreed to in the care contract.
The above list is by no means exhaustive as there are many issues that may arise in individual cases, but this firm offers free initial consultations in order to determine what services would benefit an individual.